Personal Loans

Table data for Other Loan Rates
Rates effective 11-01-2025
	Term	Annual Percentage Rate (APR)	Alert Me
Signature¹	12 months	11.24%	Receive a notification when this rate changes

	24 months	12.24%	Receive a notification when this rate changes

	36 months	13.24%	Receive a notification when this rate changes

	48 months	14.24%	Receive a notification when this rate changes

Overdraft Line of Credit²	36 months	11.74%	Receive a notification when this rate changes

Share Secured	Up to 60 months	2% over the current share rate securing the loan	Receive a notification when this rate changes

Certificate Secured	Up to 60 months	2% over the current share certificate rate securing the loan	Receive a notification when this rate changes

¹Signature loan rates are available to members on approved credit. Rates quoted are for top tier FICO scores. Certain restrictions apply and rates may change. Lookout Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.↵ ²No discounts for Line of Credit and auto transfer is required on this loan account.↵

Table data for Personal Property Loans
Rates effective 11-01-2025
Term	Annual Percentage Rate (APR)	Alert Me
36 months	11.99%	Receive a notification when this rate changes

48 months	12.99%	Receive a notification when this rate changes

60 months	13.99%	Receive a notification when this rate changes

Personal loan rates are available to members on approved credit. Rates quoted are for top tier FICO scores. Certain restrictions apply and rates may change. Minimum finance amounts apply.

Rates

*Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.15% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. REWARDS Plus checking is available only on personal accounts. The dividend rate and annual percentage yield may change at anytime, as determined by the board of directors.

**The .25% (APR = Annual Percentage Rate) applies to new and used auto loans opened after 6/03/19 when requested. Discount applies to those members that meet the Rewards Checking monthly qualification cycle parameters and have auto-pay set up from their Rewards Checking account. Members must keep the automatic payment active and have a qualifying Rewards Plus Checking to keep the discount. If the automatic payment is discontinued, or if the Rewards Plus Checking is considered “non-qualifying” for more than 60 days, the loan discount will be removed, and the payment may increase to reflect the change in interest rate.