1Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. “Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website for specific Monthly Qualification Cycle dates. All of the following transactions and activities must post and settle to your Ridgeline Rewards or Compass Cash Back account during each Monthly Qualification Cycle: 12 debit card transactions must post and clear prior to the second to last day of the month. Must receive electronic statements. Must have at least (1) direct deposit or ACH credit transaction(s).
Ridgeline Rewards Checking – Rewards Information:
When your Ridgeline Rewards Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $20,000 in your Ridgeline Rewards Checking account earn a dividend rate of 3.928% resulting in an APY of 4.00% and daily balances over $20,000 earn a dividend rate of 0.25% on the portion of the daily balance over $20,000, resulting in a range from 4.00% to 0.88% APY depending on the account’s daily balance.
You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Ridgeline Rewards Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. (NOTE: ATM fee reimbursements only apply to Ridgeline Rewards, Summit Saver ATM transaction fees are not reimbursed nor refunded.)
When your Ridgeline Rewards Checking qualifications are not met, the dividend rate earned on the account’s entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. When your Ridgeline Rewards Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Dividends and ATM withdrawal fee reimbursements will be credited to your Ridgeline Rewards Checking account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your Ridgeline Rewards Checking account on the last day of the current statement cycle.
APY = Annual Percentage Yield. APYs are accurate as of 6/17/26. Membership eligibility required. Must be a member of the credit union to open any deposit account. Full Qualification Cycle and Details.
