We've taken things to the next level with our Rewards+ Checking account. Our Rewards+ account has been a member favorite for years, and now, we are offering more benefits than ever!
The Rewards+ Checking account is designed to cover your finances, so you can get out there and do your thing. It’s loaded with perks, services and features that save you money, time and hassle. Its high-yield return of 1.50% APY* is a member favorite, while the Fraud Defender identity theft protection service is a close second. Loan discounts? Yep, 0.25%**. ATM fee refunds? Sure thing! We’re always working to make the benefits better! An exciting enhancement is coming in October, which we cover in this guide. As such, the Rewards+ monthly due will increase from $3 to $5 per month, beginning October 1, 2021. Members find that the benefits pay for themselves and then some. Let’s take a closer look...
*Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.15% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. Rewards+ checking is available only on personal accounts. The dividend rate and annual percentage yield may change at anytime, as determined by the board of directors.
**The .25% (APR = Annual Percentage Rate) applies to new and used auto loans opened after 6/03/19 when requested. Discount applies to those members that meet the Rewards+ monthly qualification cycle parameters and have auto-pay set up from their Rewards+ account. Members must keep the automatic payment active and have a qualifying Rewards+ Checking to keep the discount. If the automatic payment is discontinued, or if the Rewards+ Checking is considered “non-qualifying” for more than 60 days, the loan discount will be removed, and the payment may increase to reflect the change in interest rate.